Australia's Best Savings & Term Deposit Rates — Up to 6.35% p.a.
Get a free personalised rate comparison in minutes. We compare 18+ Australian banks and find the best deal for your savings — no obligation, no fees.
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Australian Rates
Today's Best Savings & Term Deposit Rates
Rates updated daily. Compare interest rates, terms, and minimums from top Australian banks and ADIs.
Why Choose Us
Built for Australians Who Want Safe Returns
Everything you need to compare, evaluate, and earn more on your savings, all in one trusted platform.
Government Guaranteed
Compare products from ADIs covered by the Financial Claims Scheme (FCS) with coverage up to $250,000 per account holder, per ADI.
Best Available Rates
We scan the market daily to surface the highest interest rates available from trusted Australian banks and institutions.
No Cost to Compare
Our comparison platform is completely free to use. No hidden fees, no obligations, no strings attached.
Trusted Australia-wide
Used by savers across every state and territory who want to earn more on their deposits safely and securely.
Expert Resources
Access educational guides, calculators, and tools to help you make informed decisions about your savings strategy.
Updated Daily
Rates change frequently. We update our comparisons daily so you always have access to the latest information.
How It Works
Your Best Safe Income Rate in 4 Steps
Finding the best rate doesn't have to be complicated. Here's how we make it simple.
Tell Us Your Goals
Share your savings amount, preferred term length, and what matters most to you — whether that's the highest rate, government guarantee, or flexible access.
We Compare the Market
Our platform scans rates from Australia's leading banks and ADIs to find the best options that match your criteria.
Review Your Matches
See a personalised comparison of the best rates available, with clear details on interest rates, terms, minimum deposits, and government guarantee status.
Open Your Account
Choose the option that's right for you and open your account directly with the financial institution. It's that simple.
Earnings Estimate
See What You Could Earn at 6.35% p.a.
Use our quick calculator to estimate how much your savings could earn with today's top Australian rates. Results are for illustration purposes only.
*Estimated earnings are for illustrative purposes only. Actual returns may vary. Rates are subject to change.
Testimonials
Trusted Across Australia
Hear from savers across the country who found better rates with Aussie Best Rates.
"I found a term deposit rate 1.5% higher than my local bank was offering. Aussie Best Rates made it so easy to compare options side by side."
"As a retiree, safe income is everything to me. This platform helped me understand all my options and find the best rates available."
"The comparison tools are outstanding. I was able to find the perfect balance between returns and liquidity for my emergency fund."
"Finally, a trustworthy place to compare term deposit rates without all the advertising noise. Clean, simple, and incredibly helpful."
"The investment calculator helped me understand exactly how much I could earn. I ended up opening a term deposit with a rate I never would have found on my own."
"Great resource for anyone who wants to make their savings work harder. The government guarantee information was especially helpful for peace of mind."
Common Questions
Frequently Asked Questions
Get answers to the most common questions about savings products and Aussie Best Rates.
Aussie Best Rates is Australia's independent platform for comparing savings and term deposit rates. We help you find the best rates on term deposits, high interest savings accounts, government bonds, and other safe income products, all in one place.
No. Aussie Best Rates is an independent comparison platform. We do not hold deposits, provide financial advice, or act as a broker. All rates displayed are sourced from publicly available data from Australian Authorised Deposit-taking Institutions (ADIs) and are subject to change without notice.
Aussie Best Rates may receive compensation from partner institutions when users open accounts through our platform. This does not affect the rates you receive. We strive to present unbiased comparisons to help you make informed decisions.
We update rates daily based on publicly available information from each institution. However, rates can change at any time. Always verify the current rate directly with the institution before opening an account.
Rates displayed on Aussie Best Rates are based on publicly available data and are subject to change without notice. Past rates do not guarantee future returns. Always confirm rates directly with the financial institution.
Interest rate p.a. (per annum) is the annual interest rate you earn on your deposit. For savings accounts, interest is typically calculated daily and paid monthly. For term deposits, the rate is fixed for the term and interest may be paid at maturity or at regular intervals.
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Get Your Personalised Rate Comparison, Free
Tell us about your savings goals and we'll provide a personalised comparison of the best rates available to you from Australian banks. There's no cost, no obligation, and no pressure.